|Title||Die versicherungsnachfrage von unternehmen: eine empirische untersuchung der sachversicherungsnachfrage Deutscher unternehmen (The demand for insurance by firms: an empirical investigation of the property insurance demand of German companies)|
|Authors||Krummaker, S., Schulenburg J-M and Graf von der Schulenburg, J.-M.|
This article presents the results of an empirical analysis regarding the corporate demand for insurance. As several studies before tested the theoretical arguments for the corporate motivation to purchase insurance, this article provides the fist empirical analysis focussing on the insurance demand of German corporations. The empirical evidence, found in the data of corporate clients of a German insurance company, supports the hypotheses regarding the relation between the demand for insurance and the size of the corporation, insolvency costs and real services of the insurer as well as the influence of the ownership structure of a stock corporation. Conflicting results were found regarding regulation.
|Journal||Zeitschrift für die gesamte Versicherungswissenschaft (German Journal of Risk and Insurance)|
|Journal citation||97 (1), pp. 79-97|
|Digital Object Identifier (DOI)||doi:10.1007/s12297-008-0004-z|
|Published||01 Feb 2008|