Masino, S. and Nino-Zarazua, M. 2020. Improving Financial Inclusion through the Delivery of Cash Transfer Programmes: The Case of Mexico’s Progresa-Oportunidades-Prospera Programme. Journal of Development Studies. 56 (1), pp. 151-168. https://doi.org/10.1080/00220388.2018.1546845
| Title | Improving Financial Inclusion through the Delivery of Cash Transfer Programmes: The Case of Mexico’s Progresa-Oportunidades-Prospera Programme |
|---|---|
| Type | Journal article |
| Authors | Masino, S. and Nino-Zarazua, M. |
| Abstract | This paper follows a quasi-experimental research design to assess the impact of the electronic payment system of Mexico’s Progresa-Oportunidades-Prospera (POP) programme. The switch from cash payments to electronic payments delivered via savings accounts is found to have medium-term effects on savings decisions, transaction costs, and coping strategies. Overall, the study finds that, following the intervention, a substitution effect emerged between saving portfolio choices, with the poor favouring bank accounts over informal saving arrangements. |
| Journal | Journal of Development Studies |
| Journal citation | 56 (1), pp. 151-168 |
| ISSN | 0022-0388 |
| Year | 2020 |
| Publisher | Taylor & Francis |
| Publisher's version | License CC BY-NC-ND 4.0 File Access Level Open (open metadata and files) |
| Digital Object Identifier (DOI) | https://doi.org/10.1080/00220388.2018.1546845 |
| Web address (URL) | https://www.tandfonline.com/doi/full/10.1080/00220388.2018.1546845 |
| Publication dates | |
| Published online | 12 Dec 2018 |
| Published in print | 2020 |
| License | CC BY-NC-ND 4.0 |