Independent financial advisers: why they remain the strongest distribution route for pensions

The Effect of Block Ownership on Future Firm Value and Performance
Benamraoui, A., Jory, S.R., Mazouz, K., Shah, N.S. and Gough, O. 2019. The Effect of Block Ownership on Future Firm Value and Performance. The North American Journal of Economics and Finance. 50, p. 100982 100982. https://doi.org/10.1016/j.najef.2019.04.025

The principle of legal certainty as a principle of economic efficiency
Portuese, A., Gough, O. and Tanega, J. 2017. The principle of legal certainty as a principle of economic efficiency. European Journal of Law and Economics. 44 (1), pp. 131-156. https://doi.org/10.1007/s10657-014-9435-2

Do financial distress and liquidity crises affect value and size premiums?
Bas, T., Elgammal, M.M., Gough, O., Shah, N.S. and van Dellen, S. 2016. Do financial distress and liquidity crises affect value and size premiums? Applied Economics. 48 (39), pp. 3734-3751. https://doi.org/10.1080/00036846.2016.1145345

How does a firm's capital structure affect stock performance?
Sivaprasad, S., Adami, R., Gough, O. and Muradoglu, Y.G. 2015. How does a firm's capital structure affect stock performance? Frontiers in Finance and Economics. 12 (1), pp. 1-31.

Forecasting long-term UK interest rates
Gough, O., Nowman, K.B. and Van Dellen, S. 2014. Forecasting long-term UK interest rates. Empirical Economics Letters. 13 (10).

What drives the purchase decision in pensions and long-term investment products in the UK?
Gough, O. and Adami, R. 2014. What drives the purchase decision in pensions and long-term investment products in the UK? in: Harrison, T. and Estelami, H. (ed.) The Routledge Companion to Financial Services Marketing London Routledge. pp. 91-99

Modelling and forecasting international interest rate spreads: UK, Germany, Japan and the US
Gough, O., Nowman, K.B. and Van Dellen, S. 2014. Modelling and forecasting international interest rate spreads: UK, Germany, Japan and the US. International Journal of Financial Engineering and Risk Management. 1 (4), pp. 309-333. https://doi.org/10.1504/IJFERM.2014.065648

An empirical analysis of the performance of pension funds: evidence from UK
Sivaprasad, S., Adami, R., Gough, O. and Mukherjee, S. 2014. An empirical analysis of the performance of pension funds: evidence from UK. Studies in Economics and Finance. 31 (2), pp. 141-155. https://doi.org/10.1108/SEF-10-2012-0118

Do optimists plan for retirement? A behavioural explanation for non-participation in pension schemes
Balasuriya, J., Gough, O. and Vasileva, K. 2014. Do optimists plan for retirement? A behavioural explanation for non-participation in pension schemes. Economics Letters. 125 (3), pp. 396-399. https://doi.org/10.1016/j.econlet.2014.10.012

Corporate reporting implication in migrating from defined benefit to defined contribution pension schemes: A focus on the UK
Josiah, J., Gough, O., Haslam, J. and Shah, N.S. 2014. Corporate reporting implication in migrating from defined benefit to defined contribution pension schemes: A focus on the UK. Accounting Forum. 38 (1), pp. 18-37. https://doi.org/10.1016/j.accfor.2013.10.003

Permanent sovereignty over natural resources in the 21st century: natural resource governance and the right to self-determination of indigenous peoples under international law
Pereira, R. and Gough, O. 2013. Permanent sovereignty over natural resources in the 21st century: natural resource governance and the right to self-determination of indigenous peoples under international law. Melbourne Journal of International Law. 14 (2), pp. 451-495.

Empirical analysis of the US swap curve
Gough, O., Juneja, J.A., Nowman, K.B. and Van Dellen, S. 2013. Empirical analysis of the US swap curve. The Empirical Economics Letters. 12 (9), pp. 985-994.

Are there return and volatility spillovers from major bank stocks to the national stock market in the UK?
Dontis-Charitos, P., Gough, O., Nowman, K.B. and Sivaprasad, S. 2013. Are there return and volatility spillovers from major bank stocks to the national stock market in the UK? in: Jeon, B.N. and Olivero, M.P. (ed.) Global Banking, Financial Markets and Crises (International Finance Review, Vol. 14) Emerald Publishing Limited. pp. 243 - 268

Continuous and discrete time modelling of spillovers in equity and bond markets
Dontis-Charitos, P., Gough, O., Nowman, K.B. and Sivaprasad, S. 2013. Continuous and discrete time modelling of spillovers in equity and bond markets. International Journal of Bonds and Derivatives. 1 (1), pp. 54-87. https://doi.org/10.1504/IJBD.2013.056935

The effect of labour earnings on post retirement income
Adami, R., Gough, O. and Theophilopoulou, A. 2013. The effect of labour earnings on post retirement income. Journal of Economic Studies. 40 (3), pp. 284-297. https://doi.org/10.1108/01443581311283925

Saving for retirement: a review of ethnic minorities in the UK
Gough, O. and Adami, R. 2013. Saving for retirement: a review of ethnic minorities in the UK. Social Policy and Society. 12 (1), pp. 147-161. https://doi.org/10.1017/S1474746412000516

Forecasting daily UK interest rates using continuous time and ARIMA, ARFIMA models
Gough, O., Nowman, K.B. and Van Dellen, S. 2013. Forecasting daily UK interest rates using continuous time and ARIMA, ARFIMA models. Empirical Economics Letters. 12 (8), p. 813.

Welfare systems and adequacy of pension benefits in Europe
Gough, O. and Adami, R. 2012. Welfare systems and adequacy of pension benefits in Europe. Social Policy and Society. 11 (1), pp. 41-53. https://doi.org/10.1017/S147474641100039X

Retirement saving choices: review of the literature and policy implications
Gough, O. and Niza, C. 2011. Retirement saving choices: review of the literature and policy implications. Journal of Population Ageing. 4 (1-2), pp. 97-117. https://doi.org/10.1007/s12062-011-9046-4

Corporate  rescue in the UK and the effect of the TUPE
Kastrinou, A., Shah, N.S. and Gough, O. 2011. Corporate  rescue in the UK and the effect of the TUPE. Company Lawyer. 32 (5), pp. 131-137.

The impact of the shifting pensions landscape on the psychological contract
Gough, O. and Arkani, S. 2011. The impact of the shifting pensions landscape on the psychological contract. Personnel Review. 40 (2), pp. 173-184. https://doi.org/10.1108/00483481111106066

Reconsidering disclosure and liability in the transatlantic capital markets
Brewer, M.K., Gough, O. and Shah, N.S. 2011. Reconsidering disclosure and liability in the transatlantic capital markets. DePaul business & commercial law journal. 9, pp. 257-292.

Understanding what drives the purchase decision in pension and investment products
Gough, O. and Nurallah, M. 2009. Understanding what drives the purchase decision in pension and investment products. Journal of Financial Services Marketing. 14 (2), pp. 152-172. https://doi.org/10.1057/fsm.2009.14

Ethnic minorities, retirement planning and personal accounts
Gough, O. and Hick, R. 2009. Ethnic minorities, retirement planning and personal accounts. International Journal of Sociology and Social Policy. 29 (9/10), pp. 488-497. https://doi.org/10.1108/01443330910986270

Employee evaluations of occupational pensions
Gough, O. and Hick, R. 2009. Employee evaluations of occupational pensions. Employee Relations. 31 (2), pp. 158-167. https://doi.org/10.1108/01425450910925300

The effects of age and income on retirement decisions: a comparative analysis between Italy and the UK
Gough, O., Adami, R. and Waters, J. 2008. The effects of age and income on retirement decisions: a comparative analysis between Italy and the UK. Pensions: an International Journal. 13 (3), pp. 167-175. https://doi.org/10.1057/pm.2008.12

An international study on the adequacy of retirement income
Gough, O. and Adami, R. 2008. An international study on the adequacy of retirement income. International Association for Research in Income and Wealth (IARIW) 30th General Conference. Portoroz, Slovenia 24 - 30 Aug 2008

Pension reforms and saving for retirement: comparing the United Kingdom and Italy
Adami, R. and Gough, O. 2008. Pension reforms and saving for retirement: comparing the United Kingdom and Italy. Policy Studies. 29 (2), pp. 119-135. https://doi.org/10.1080/01442870802033340

The impact of occupational pensions on retirement age
Arkani, S. and Gough, O. 2007. The impact of occupational pensions on retirement age. Journal of Social Policy. 36 (2), pp. 297-318. https://doi.org/10.1017/S0047279406000614

Age discrimination, the default retirement age and occupational pensions: experiences from Canada and predictions for Britain
Connolly, M. and Gough, O. 2007. Age discrimination, the default retirement age and occupational pensions: experiences from Canada and predictions for Britain. Web Journal of Current Legal Issues. 1 Web.

Pensions and retirement savings: cluster analysis of consumer behaviour and attitudes
Gough, O. and Sozou, P.D. 2005. Pensions and retirement savings: cluster analysis of consumer behaviour and attitudes. International Journal of Bank Marketing. 23 (7), pp. 558-570. https://doi.org/10.1108/02652320510629917

Why do employees, particularly women, reject occupational pension schemes?
Gough, O. 2004. Why do employees, particularly women, reject occupational pension schemes? Employee Relations. 26 (5), pp. 480-494. https://doi.org/10.1108/01425450410550464

Analysis of continuous time models of the euro interbank rate
Gough, O., Nowman, K.B. and Nurallah, M. 2004. Analysis of continuous time models of the euro interbank rate. Finance Letters. 2 (1), pp. 1-4.

Employee evaluations of company occupational pensions: HR implications
Hales, C. and Gough, O. 2003. Employee evaluations of company occupational pensions: HR implications. Personnel Review. 32 (3), pp. 319-340. https://doi.org/10.1108/00483480310467642

Factors that influence voluntary and involuntary retirement
Gough, O. 2003. Factors that influence voluntary and involuntary retirement. Pensions: an International Journal. 8 (3), pp. 252-264.

Savings for retirement?: the different products individuals use
Gough, O. 2002. Savings for retirement?: the different products individuals use. International Journal of Applied Marketing. 1, pp. 54-68.

The impact of the gender pay gap on post-retirement earnings
Gough, O. 2001. The impact of the gender pay gap on post-retirement earnings. Critical Social Policy. 21 (3), pp. 311-334.