Why do employees, particularly women, reject occupational pension schemes?

Gough, O. 2004. Why do employees, particularly women, reject occupational pension schemes? Employee Relations. 26 (5), pp. 480-494.

TitleWhy do employees, particularly women, reject occupational pension schemes?
AuthorsGough, O.
Abstract

An integral part of government policy is to encourage employees to make financial provision for retirement. This paper asks why eligible employees, particularly women, do not join their company schemes. This two-stage study uses face to face interviews followed by a survey of 532 employees who have chosen not to become members of their company schemes. Findings highlight personal pension ownership and a requirement for flexibility and pension portability as the key reasons for non-membership. The dominant reason given by women was the expectation that a partner would provide in retirement.

KeywordsPensions, Retirement insurance, Women
JournalEmployee Relations
Journal citation26 (5), pp. 480-494
ISSN0142-5455
YearOct 2004
Digital Object Identifier (DOI)doi:10.1108/01425450410550464
Web address (URL)http://www.emeraldinsight.com/10.1108/01425450410550464
Publication dates
PublishedOct 2004

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