Microfinance and Household Poverty Reduction: Empirical Evidence from Rural Pakistan

Ghalib, A.K., Malki, I. and Imai, K. 2015. Microfinance and Household Poverty Reduction: Empirical Evidence from Rural Pakistan. Oxford Development Studies. 43 (1), pp. 84-104. https://doi.org/10.1080/13600818.2014.980228

TitleMicrofinance and Household Poverty Reduction: Empirical Evidence from Rural Pakistan
TypeJournal article
AuthorsGhalib, A.K., Malki, I. and Imai, K.
Abstract

This study examines whether household access to microfinance reduces poverty in Pakistan and, if so, how and to what extent. It draws on primary empirical data gathered by interviewing 1,132 households in which both borrower and non-borrower households were interviewed in 2008-9. Sample selection biases have been controlled partially by using propensity score matching. The study reveals that microfinance programmes had a positive impact on the participating households. Poverty-reducing effects were observed on a number of indicators, including expenditure on healthcare, clothing, household income, and on certain dwelling characteristics, such as water supply and quality of roofing and walls.

KeywordsMicrofinance; poverty; impact assessment; propensity score matching; Pakistan
JournalOxford Development Studies
Journal citation43 (1), pp. 84-104
ISSN1360-0818
Year2015
PublisherTaylor & Francis
Accepted author manuscript
Digital Object Identifier (DOI)https://doi.org/10.1080/13600818.2014.980228
Web address (URL)https://www.tandfonline.com/loi/cods20
Publication dates
Published14 Nov 2014
Published in print2015

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